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Change is not quick or fast payment
Quick pay less or the quick. In response to frequent bank card stolen brush, the central bank recently issued a "People's Bank of China on Further Strengthening bank card risk management notice" (the "Notice"), requiring commercial banks, payment institutions, payment card clearing agencies to strengthen sensitive information the internal management and security work.
Quick pay less or the quick. In response to frequent bank card stolen brush, the central bank recently issued a "People's Bank of China on Further Strengthening bank card risk management notice" (the "Notice"), requiring commercial banks, payment institutions, payment card clearing agencies to strengthen sensitive information the internal management and security work.
"Notice" requirement, from November 1, 2016, all commercial banks based bank card and commercial establishments payment institutions associated links, should be strictly multi-factor authentication methods, direct identification of customer identification, and obtain customer authorization.
A bank electronic payment stakeholders told reporters, mainly refers to the aforementioned related business fast payment. Quick pay no bank card password verification, U shield is not required, or online banking passwords, greater security risks, online payment disputes in recent years, thus causing a rapid rise.
"Notice" that the identification of the preceding business association should take one of the following combinations: First used in line "Financial electronic certification norms" of a digital certificate, and at least one transaction password authentication combination of factors; the second is used in line with the "dynamic password password application of technical specifications, "the dynamic token device, and at least one combination transaction password and other authentication factors; the third is a combination of at least two dynamic authentication factors (such as dynamic codes, dynamic challenge-response based on customer behavior, etc.), and the use of voice, messaging data (such as mobile banking, instant messaging, e-mail) and so on at least two different communication channels.
Bank sources said the above, multi-factor authentication that regulatory requirements had been repeatedly clear requirements, but so far none of the third-party payment agencies to implement basic. The regulatory requirements in three ways, with not much more difficult for the banks, key depends on payment institutions. However, the person added, in this provision, the payment institutions need additional new authentication methods, fast pay or will become, not a shortcut.
Xue Hong made in its micro-channel public number Hung made micro-language author that the "notice" requirement, from November 1, 2016, all commercial banks based bank card and commercial establishments payment institutions associated contact, the need for multiple authentication, and gives three specific modes of operation, the basic idea is to increase customer verification channels. In this provision, fast payment transaction password single-factor authentication means will become non-compliant, payment institutions need additional validation of new means to make quick payments becomes faster.
The current fast payment transactions commonly used single-factor password authentication means, "notice" requirement in addition to the transaction password, but also need to add a digital certificate or dynamic password card, and other means of authentication. So long as the user install a digital certificate on the device, you can still complete the payment process by way of quick transaction password. Or by simultaneous input dynamic token password and transaction password to complete the quick payment. Therefore, the "notice" after landing, fast payment quickness may be slightly affected, but the risk of being stopped does not exist.
· Quick payment institutions and banks are paid by agreement with the customer agreed to send payment instructions to the paying agent on behalf of the bank, payment directly deduct funds from bank accounts of customers binding. Due to quick payment without having to jump page, complete the payment step action to become the most widely used online payment methods.
"Notice" requirement, from November 1, 2016, all commercial banks based bank card and commercial establishments payment institutions associated links, should be strictly multi-factor authentication methods, direct identification of customer identification, and obtain customer authorization.
A bank electronic payment stakeholders told reporters, mainly refers to the aforementioned related business fast payment. Quick pay no bank card password verification, U shield is not required, or online banking passwords, greater security risks, online payment disputes in recent years, thus causing a rapid rise.
"Notice" that the identification of the preceding business association should take one of the following combinations: First used in line "Financial electronic certification norms" of a digital certificate, and at least one transaction password authentication combination of factors; the second is used in line with the "dynamic password password application of technical specifications, "the dynamic token device, and at least one combination transaction password and other authentication factors; the third is a combination of at least two dynamic authentication factors (such as dynamic codes, dynamic challenge-response based on customer behavior, etc.), and the use of voice, messaging data (such as mobile banking, instant messaging, e-mail) and so on at least two different communication channels.
Bank sources said the above, multi-factor authentication that regulatory requirements had been repeatedly clear requirements, but so far none of the third-party payment agencies to implement basic. The regulatory requirements in three ways, with not much more difficult for the banks, key depends on payment institutions. However, the person added, in this provision, the payment institutions need additional new authentication methods, fast pay or will become, not a shortcut.
Xue Hong made in its micro-channel public number Hung made micro-language author that the "notice" requirement, from November 1, 2016, all commercial banks based bank card and commercial establishments payment institutions associated contact, the need for multiple authentication, and gives three specific modes of operation, the basic idea is to increase customer verification channels. In this provision, fast payment transaction password single-factor authentication means will become non-compliant, payment institutions need additional validation of new means to make quick payments becomes faster.
The current fast payment transactions commonly used single-factor password authentication means, "notice" requirement in addition to the transaction password, but also need to add a digital certificate or dynamic password card, and other means of authentication. So long as the user install a digital certificate on the device, you can still complete the payment process by way of quick transaction password. Or by simultaneous input dynamic token password and transaction password to complete the quick payment. Therefore, the "notice" after landing, fast payment quickness may be slightly affected, but the risk of being stopped does not exist.
· Quick payment institutions and banks are paid by agreement with the customer agreed to send payment instructions to the paying agent on behalf of the bank, payment directly deduct funds from bank accounts of customers binding. Due to quick payment without having to jump page, complete the payment step action to become the most widely used online payment methods.