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APP real-name system, OCR identification card to help
APP real-name system, OCR identification card to help
Third-party payment industry, real-name system from the "non-bank institutions to pay Internet payment business management approach" on the 1st of this month formally implemented.
Regulations, third-party payment institutions opened for their clients must implement real-name system management when a payment account, and payment requirements for personal accounts classified management, according to the degree of perfection of the authentication information will be divided into three types of accounts. Class Ⅰ account only an external channel customer identification information, lifelong tradable quota amount is 1000 yuan. Ⅱ class accounts need three or more external sources for customer identification information, transaction limits improved accordingly from 10 million / year (excluding withdrawals and also by credit card) and; Ⅲ class and the client account will need more than five kinds of channels and branded certification, ⅲ class account transaction limit is 20 million / year (excluding withdrawals and also by credit card).
The lack of third-party payment as the first big bank efficiency a corresponding supplement appeared to meet the needs of financial innovation and market development; regulatory authorities for the first time to see this phenomenon, and in time to pay third-party payment agencies issued a license, so small transfer more convenient to become a reality. It is also based on micro-payments considerations, class Ⅰ account transaction amount limit is set to 1,000 yuan, and even if it takes more than five-channel verification and Class Ⅲ account, "Rules" transaction limit of 20 million / year.
In this regard, the industry said, the introduction of the "measures", in particular the three accounts classified management, the central bank itself is exploring third-party payment industry regulatory policy creative and innovative behavior.
Benefit from the rapid development of the smart phone industry and the popularity of the Internet in recent years, Internet banking has been standing on the air, but also spawned a rapidly changing financial infrastructure to promote the Internet as a third-party payment industry, third-party mobile payment user scale was also found geometric increase. In all fairness, in the rapid iteration and complex industry background, large-scale users of reality, regulators still in the protection of third party payment on the basis of the healthy development of the industry, regulatory innovation on, it is not easy.
As regulators, the financial system is the starting point for many policy risk control. The implementation of third-party payment account real-name system, will help protect the interests of account holders, to combat fraud, money laundering and other criminal acts, but also help to improve the payment institution internal management and reduce operational risks. Calmly say, the real-name system to promote third-party payment, "Yan Xinzheng history of the most", is also on the status of third-party payment approval.
With the rapid iteration of Internet technology, third-party payment industry has become an underlying structure of society, to assume a certain degree of social obligations and functions, but also for our country's scientific and technological innovation has contributed to finance. But its shortcomings are clear, based on micro-payments position, our third-party payment agencies quickly gather a large-scale stock users; however, not real-name accounts where huge absolute number, including the upgrading of third-party payment account, user education the popularity of development, industry standardization of the market verification channels and so has become a major third-party payment agencies to implement real-name system in the process of facing multiple problems. ?
In the long run, third-party payment is imperative to implement real-name system, but look at the implementation of related policies, such as real-name system ticket system, the real-name system and other communications operators, to really implement the policy goes into effect have gone through a long period.
Obviously APP's real-name system is imperative, each APP involves real-name system, so long means that users need to enter the ID information on the phone, which undoubtedly reduces APP experience. Enter the error-prone, cumbersome and input. In response to this situation, APP are integrated ID card recognition ocr, after the integrated identity recognition ocr, APP in the cell phone camera to scan through other identification, rapid completion of the real-name authentication.
ID card identification is based on OCR text recognition through the subdivision, can quickly identification information extracted by the mobile phone camera out quickly entered into the system, less input time, enhance the user experience.
ID card identification Wentong currently available on android and ios platform SDK, APP can be directly integrated ID card recognition ocr SDK, after the integration of complete identity recognition ocr SDK, APP can be scanned by mobile identification card information.
ID card identification booster APP Verified
ID card identification technology features:
A characteristic identity recognition technology, fast: fast recognition less than 1 second
ID card identification technology Second, the characteristics criteria: recognition accuracy, recognition rate of 99%
ID card identification technology characteristic three small: the development of small package, less than 4M
Regulations, third-party payment institutions opened for their clients must implement real-name system management when a payment account, and payment requirements for personal accounts classified management, according to the degree of perfection of the authentication information will be divided into three types of accounts. Class Ⅰ account only an external channel customer identification information, lifelong tradable quota amount is 1000 yuan. Ⅱ class accounts need three or more external sources for customer identification information, transaction limits improved accordingly from 10 million / year (excluding withdrawals and also by credit card) and; Ⅲ class and the client account will need more than five kinds of channels and branded certification, ⅲ class account transaction limit is 20 million / year (excluding withdrawals and also by credit card).
The lack of third-party payment as the first big bank efficiency a corresponding supplement appeared to meet the needs of financial innovation and market development; regulatory authorities for the first time to see this phenomenon, and in time to pay third-party payment agencies issued a license, so small transfer more convenient to become a reality. It is also based on micro-payments considerations, class Ⅰ account transaction amount limit is set to 1,000 yuan, and even if it takes more than five-channel verification and Class Ⅲ account, "Rules" transaction limit of 20 million / year.
In this regard, the industry said, the introduction of the "measures", in particular the three accounts classified management, the central bank itself is exploring third-party payment industry regulatory policy creative and innovative behavior.
Benefit from the rapid development of the smart phone industry and the popularity of the Internet in recent years, Internet banking has been standing on the air, but also spawned a rapidly changing financial infrastructure to promote the Internet as a third-party payment industry, third-party mobile payment user scale was also found geometric increase. In all fairness, in the rapid iteration and complex industry background, large-scale users of reality, regulators still in the protection of third party payment on the basis of the healthy development of the industry, regulatory innovation on, it is not easy.
As regulators, the financial system is the starting point for many policy risk control. The implementation of third-party payment account real-name system, will help protect the interests of account holders, to combat fraud, money laundering and other criminal acts, but also help to improve the payment institution internal management and reduce operational risks. Calmly say, the real-name system to promote third-party payment, "Yan Xinzheng history of the most", is also on the status of third-party payment approval.
With the rapid iteration of Internet technology, third-party payment industry has become an underlying structure of society, to assume a certain degree of social obligations and functions, but also for our country's scientific and technological innovation has contributed to finance. But its shortcomings are clear, based on micro-payments position, our third-party payment agencies quickly gather a large-scale stock users; however, not real-name accounts where huge absolute number, including the upgrading of third-party payment account, user education the popularity of development, industry standardization of the market verification channels and so has become a major third-party payment agencies to implement real-name system in the process of facing multiple problems. ?
In the long run, third-party payment is imperative to implement real-name system, but look at the implementation of related policies, such as real-name system ticket system, the real-name system and other communications operators, to really implement the policy goes into effect have gone through a long period.
Obviously APP's real-name system is imperative, each APP involves real-name system, so long means that users need to enter the ID information on the phone, which undoubtedly reduces APP experience. Enter the error-prone, cumbersome and input. In response to this situation, APP are integrated ID card recognition ocr, after the integrated identity recognition ocr, APP in the cell phone camera to scan through other identification, rapid completion of the real-name authentication.
ID card identification is based on OCR text recognition through the subdivision, can quickly identification information extracted by the mobile phone camera out quickly entered into the system, less input time, enhance the user experience.
ID card identification Wentong currently available on android and ios platform SDK, APP can be directly integrated ID card recognition ocr SDK, after the integration of complete identity recognition ocr SDK, APP can be scanned by mobile identification card information.
ID card identification booster APP Verified
ID card identification technology features:
A characteristic identity recognition technology, fast: fast recognition less than 1 second
ID card identification technology Second, the characteristics criteria: recognition accuracy, recognition rate of 99%
ID card identification technology characteristic three small: the development of small package, less than 4M