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Keywords: Bank identification cards, bank cards mobile terminal identification, the server identification card, bank card identification SDK, OCR recognition bank cards, bank cards and identification Development Kit
First, the application background bank card identification
With the popularity of the Internet and the development of intelligent terminals, mobile Internet began to flourish and penetrate into every corner of daily life, which led to the rapid growth of mobile payments market. Further development today, whether it is the number of mobile payment, technical capabilities, or offline application penetration scene, walking in the forefront of the world. But you want to go farther in innovation, then security and risk control must be cautious. This is the online payment reason new regulations released. Today, the network has to pay for the new regulations, how to be able to quickly bind bank card it? OCR card identifying a key binding, easy real name, in order to further ensure the safety of the account, in order to maintain normal economic and financial order, and thus the effective implementation of anti-money laundering and terrorist financing requirements, to prevent and combat criminal activities, the implementation of real-name system potential payment account in the pipeline. Online payment account if it is not the real name, then its consumption using payment accounts, transfers, withdrawals, total degree receive a red envelope of only 1,000 yuan per year. Mobile payment to get accustomed to all of you, for fun buy buy buy transfer or reflect, if not real-name authentication account is not up to speed? So how fast can you bind bank card.
Today, the Internet industry and the financial integration of information technology to the financial technology transition, bind bank card as long as the phone at a bank card to take pictures scanned, the system will automatically enter the bank card information. Completely without manually input. Here is the use of a bank card OCR recognition, and now the mainstream mobile payment use this technology, micro-channel payments, payments as a typical representative of Apple, now the bank card identification technology on many platforms have become the basic standard. Payment experience, bank card identification appears smoother achievement simplified procedures, so that people do not have to manually enter the card number no longer be troubled by the cumbersome, because it uses OCR technology to quickly image information into text information. However, due to technical limitations, currently has a mature domestic commercial bank card identification technology very few, which Beijing Wen Tong as one of the best to get the industry's favor. So now as long as the client application or third-party payment card and other non-bank institutions embedded Wentong bank card identification SDK, you will not have to worry about time-consuming manual bind bank card, but also prone to error.
Because Wentong bank card identification technology recognition rate, recognition speed, and it can identify the market almost all bank cards (including embossed bank cards and bank cards and other flat), credit cards. Payment institutions, not just a real-name authentication compliance requirements, who can improve the real-name system as soon as this content will also gain greater market advantage, such as providing a wider range of innovative financial services for certified dimensions and more users. Regardless of the user or payment institutions, the real-name authentication will bring temporary trouble, but this step made impressive advances, in front of more exciting.
Second, the bank card identification features
1, bank card identification identify many kinds
Support of all domestic bank credit cards, debit cards, including flat-screen fonts and font irregularities;
2, bank cards and other identification speed
A single bank card identification rate of less than 1 second;
3, a third-party bank card identification APP calls
Wen Tong card recognition SDK supports Android, iOS mainstream mobile operating system, after APP integrated bank card identification SDK, users use mobile phones, tablets bank card number to shoot recognition to automatically identify bank card number; Wentong bank card recognition technology can also be deployed on recognition server supports Linux 32/64 bit operating systems, Windows 32-bit / 64-bit operating system. Users can be deployed on its own server, APP can call the bank card identification services directly.
Third, the bank card identification technology is mainly used in the field
Finance and Insurance: Mobile exhibition industry, the mobile survey entry card number
Financial P2P: bind bank card recharge
Bank: direct banking, mobile banking card tie
Mobile Payments: bind bank card payment
Financial Accounting: credit cards, bank card number, bank card number entry management class APP