First, the application background of bank card recognition
OCR bank card identification has become a standard mobile payment, mobile payment, as everyone knows whether it is business or Internet banking platform requires a user to bind bank card, and then if you can remove tedious manual input, direct scanning input mobile phone bank card information, will greatly enhance the convenience. So intelligent OCR recognition technology is becoming more and more important. Familiar with mobile payment is clear, whether it is Alipay, WeChat or Apple payment Pay, commercial bank, bank card binding in this link, they are equipped with the OCR bank card identification technology. At present, OCR bank card recognition technology has become the mobile payment standard, the bank card identification technology, all need through the online payment industry, application or need to bind the bank card business are able to benefit from it, which can be used to further optimize their products, thus bringing better user experience.
Two, the typical application of bank card recognition
1, personal mobile accounts, through mobile phone banking client application, only need to upload photos or identity cards, bank cards and other account related documents, can be through the OCR technology automatic recognition certificate information, customers do not need to manually enter. Whenever and wherever possible, efficient accounts, to win more customers for the bank.
2, enterprise remote account, through the bank's mobile phone APP, taking business enterprise three cards, automatically determine the types of documents can be input information in the corresponding column identification documents of corporate identity and other application materials, are available through the OCR technology to complete the automatic input, users do not have to spend a lot of time typing, greatly improve the efficiency of accounts.
Three, the bank card recognition process
Bank card recognition can support Android, iOS mainstream mobile operating system, APP integrated mobile terminal identification SDK bank card, mobile phone, tablet computer of the bank card shooting recognition can automatically identify the bank card by the user; the bank card identification is also deployed in the recognition server can support Linux 32/64 operating system, Windows 32 /64 an operating system; the user can deploy to its own server, APP can directly call the bank card identification service.
1, the use of mobile phone camera, video preview out of the bank card account;
2, automatic calibration, automatic segmentation, the output results and corresponding images for comparison;
3, fast recognition speed, strong adaptability, support for all kinds of credit cards, debit cards.
Four, the characteristics of bank card recognition
1, bank card recognition speed, the average recognition time <0.5 seconds;
2, the bank card recognition localization recognition, do not need networking;
3, bank card recognition rate is high, the character recognition rate of >99.5%;
4, bank card identification support system can support Android, iOS mainstream mobile operating system, APP integrated bank card identification, mobile phone, tablet computer of bank card shooting recognition can automatically identify the bank card by the user; the bank card identification technology can also be deployed in recognition of the server, and can support the Linux operating system, 32/64 Windows 32 /64 operating system. Users can be deployed to its own server, APP can directly call API bank card identification services.
5, bank card recognition support hardware: mobile phone, tablet, PC front camera
6, many types of bank card identification, support for domestic bank credit card, debit card, including a flat font and concave and convex fonts, as well as vertical and special cards.
Five, the main application areas of bank card identification
Financial P2P: bound bank card number
Bank: direct banking, mobile banking tie card
Mobile payment: bank card payment bank card
Finance and insurance: mobile exhibition industry, mobile survey input bank card number
Journal of financial management: credit card, bank card number management type APP bank card number entry
But when it comes to the application software of mobile payment can be equipped with bank card identification technology, such as finance, business, office, maternal and child education, medical treatment, securities, insurance and other applications, are able to benefit from it.